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Services

We Make Your Life Comfortable With Our Services.

Withdraw Funds

Account-holders of CARDDIO CREDIT UNION are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust CARDDIO CREDIT UNION.

Deposit Funds

Account-holders of CARDDIO CREDIT UNION are able to deposit their money through our several payment systems. etc.

Fast Transfer

Our Money transfer system is secure and easy. Send your funds to your beneficiaries within CARDDIO CREDIT UNION or to other banks. Transfer within CARDDIO CREDIT UNION is instant and to other banks may take 24 hours.

Why Choose Us

We Are Giving You The Best Services

1
Lowest Transaction Fee

CARDDIO CREDIT UNION offers the lowest transaction fees in the market, helping you save significantly on every transfer or payment. Enjoy cost-effective banking without compromising on quality or speed.

2
Secure Service

With CARDDIO CREDIT UNION, your security is our priority. Our advanced encryption and fraud detection systems ensure your transactions and data are always protected, giving you peace of mind with every transaction.

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33+

Years of Experience

Digital Banking Solution Est. 1990

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Our Features

Explore Our Features

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Transfer Money

You are able to transfer your funds within the CARDDIO CREDIT UNION or other banks we support by adding your beneficiaries

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Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

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Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

How it works

It's easy to join with Us

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Open an Account

To be an account holder you have to open an account first.

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Verification

After registration you need to verify your Email and Mobile Number.

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Deposit

Deposit some funds before applying on any FDR or DPS plans.

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Get Service

Now you can get any of our services as our registered account-holder

Deposit Pension Scheme

Grow your deposit with us.

Starter

80  / 30 Days

  • Interest Rate

    4%

  • Per Installment

    $80.00

  • Installment Interval

    30 Days

  • Total Installment

    50

  • Deposit

    $4,000.00

  • You Will Get

    $4,160.00

Basic

100  / 30 Days

  • Interest Rate

    6%

  • Per Installment

    $100.00

  • Installment Interval

    30 Days

  • Total Installment

    20

  • Deposit

    $2,000.00

  • You Will Get

    $2,120.00

Pro

1500  / 30 Days

  • Interest Rate

    40%

  • Per Installment

    $1,500.00

  • Installment Interval

    30 Days

  • Total Installment

    20

  • Deposit

    $30,000.00

  • You Will Get

    $42,000.00

Fixed Deposit Scheme

Efforts are our rewards are yours!

Starter

5%  / 30 Days

  • Lock in Period

    365 Days

  • Get Profit Every

    30 Days

  • Profit Rate

    5%

  • Minimum

    $30.00

  • Maximum

    $100.00

Basic

10%  / 30 Days

  • Lock in Period

    150 Days

  • Get Profit Every

    30 Days

  • Profit Rate

    10%

  • Minimum

    $40.00

  • Maximum

    $120.00

Standard

8%  / 15 Days

  • Lock in Period

    30 Days

  • Get Profit Every

    15 Days

  • Profit Rate

    8%

  • Minimum

    $500.00

  • Maximum

    $15,000.00

Our Loan Schemes

We Have The Best Loan Plans

Education Loan

5%  / 30 Days

  • Take Minimum

    $500.00

  • Take Maximum

    $50,000.00

  • Per Installment

    5%

  • Installment Interval

    30 Days

  • Total Installment

    22

Agriculture Loan

10%  / 30 Days

  • Take Minimum

    $5,000.00

  • Take Maximum

    $500,000.00

  • Per Installment

    10%

  • Installment Interval

    30 Days

  • Total Installment

    12

Land Loan

7%  / 30 Days

  • Take Minimum

    $1,000.00

  • Take Maximum

    $5,000.00

  • Per Installment

    7%

  • Installment Interval

    30 Days

  • Total Installment

    15

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Virtual Cards features

Create Unlimited Virtual Cards — Anytime, Anywhere

Take full control of your finances with the power to create unlimited virtual cards at your fingertips. Whether you're shopping online, managing subscriptions, or setting up separate cards for different business needs, our platform lets you generate virtual cards instantly—no waiting, no hassle. Each card comes with advanced security settings, giving you complete flexibility and peace of mind.

Designed for convenience and control, our virtual card system works seamlessly across devices, so you can issue and manage your cards anytime, anywhere. Say goodbye to card-sharing risks and overspending—start organizing your expenses with ease and stay one step ahead with a smarter, safer way to pay.

What People Say About Us

It's Easy To Join With Us

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Carolyn Matthews
CTO, TGK
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Switching to CARDDIO CREDIT UNION was the best decision. The transaction fees are unbeatable, and I’ve never had any security concerns. It’s reliable, fast, and user-friendly!

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Selma Luna
CEO, FKS
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I’ve tried many banks, but CARDDIO CREDIT UNION stands out. Their secure platform gives me peace of mind, and the low fees are a huge bonus. Excellent customer service too!

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Glenna Manning
UI/UX Designer
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CARDDIO CREDIT UNION has been a game-changer for me! The low transaction fees save me so much money, and I feel completely secure with their services. Highly recommend!

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Michael Tony
CEO, Capital Radio
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CARDDIO CREDIT UNION’s secure service is top-notch. I’ve been using it for over a year, and the low fees have saved me hundreds. It’s the perfect blend of safety and affordability.

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Nisan Emily
Business Women
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I love how CARDDIO CREDIT UNION prioritizes security without charging high fees. It’s so easy to use, and I’ve never had any issues. A trustworthy bank for all my financial needs!

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Niyon Sarah
Software Engineer
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CARDDIO CREDIT UNION is simply the best! The low transaction fees are a lifesaver, and their secure service makes me feel confident with every transaction. I wouldn’t use any other bank!

Frequently Asked Questions

Any Questions? Find Here.

Don’t find your answer here? just send us a message for any query.

support@carddiocu.online

Yes, we don't take any fees for opening an account.

Yes, you can send money from Viserbank to another bank?

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

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Account Holders